Budget Insurance

Tuesday, March 16, 2010

Wondering How to Find Budget Car Insurance For Your Teenage Driver?

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If your teen is ready to start driving, you're running out of time to consider your auto insurance options. While a nerve-wracking thought for many parents, with a preparation you can certainly obtain affordable insurance for your young driver. Follow these guidelines to reduce your teen's auto insurance premiums:

Driver Training

Most teens opt for driver's education programs offered at their school, and thankfully many insurance carriers extend discounts to drivers who complete such courses successfully. Also, a driver's education course provides proper behind-the-wheel training for your teen. The driving instructor can teach all the rules while also demonstrating proper driving techniques. Learning how to drive the right way helps minimize the chances of careless driving.

Choose Cars Wisely

Teens and sports cars - these two words shouldn't be mixed if you're shopping for auto insurance. Sports cars carry higher insurance rates for drivers of all ages, but for teens especially. Instead, consider a safer sedan. Keep in mind that most insurers offer discounts for common safety features, such as anti-lock brakes, air bags, etc.

Follow the Law

Stress to your teen that although driving is pleasurable, it's also a serious undertaking. Make sure they understand how the law works and associated penalties for speeding, reckless driving, drunk while under the influence, not buckling up, etc. Make sure they understand that even one traffic offense can raise their car insurance rates for years to come, and may even cause a loss of his driving privileges.

Good Grades

Most insurers offer discounts to students who excel in the classroom. Insurers offer this discount because statistics show that a teen who demonstrates responsibility in school is likely to do the same while behind the wheel.

An Add-On Policy

When your teen first starts driving, you should consider adding him to your current insurance policy at least in the beginning. You can do this so long as you remain the primary driver of the insured vehicle. In doing so, your teen will enjoy lower rates based on your discounts and age.

Shop Around for the Best Deal

You will be shocked at the premium differences among car insurance carriers. Every insurer rates differently. Some even specialize in insurance for young drivers and can offer cheaper rates than competitors.

Having a teenage driver creates awareness about car insurance like nothing else. These tips should help you in your search for budget car insurance.

If you are stress about finding affordable auto insurance for your teenager, be sure to visit our site. Lots of tips are available on securing budget car insurance.

If you are stressed out about locating budget car insurance for your teenager, be sure to visit http://www.budget-car-insurance.net before starting your search and check out our helpful tips on finding budget car insurance.

Article Source: http://EzineArticles.com/?expert=John_Geddie

Labels: budget auto insurance, find budget, teenage driver